/* Proprietaires Tools v1.0.0 — styles scopés (.pmt-app) */
.pmt-app{--pmt-navy:#0d2b4e;--pmt-blue:#1e5bb8;--pmt-accent:#f57c00;--pmt-accent-d:#e06a00;
  --pmt-bg:#f4f7fb;--pmt-line:#e3ebf5;--pmt-ink:#1d2433;--pmt-mut:#566070;
  --pmt-ok:#16a34a;--pmt-warn:#f59e0b;--pmt-bad:#dc2626;
  font-size:16px;line-height:1.5;color:var(--pmt-ink);max-width:1100px;margin:1.5em auto}
.pmt-app *{box-sizing:border-box}
.pmt-card{background:#fff;border:1px solid var(--pmt-line);border-radius:14px;padding:24px 28px;box-shadow:0 1px 3px rgba(13,43,78,.06)}
.pmt-card h3{margin:0 0 4px;font-size:1.25em;line-height:1.3;font-weight:700;color:var(--pmt-navy)}
.pmt-sub{color:var(--pmt-mut);font-size:.92em;margin:0 0 16px}

/* Squelette anti-CLS : réserve la hauteur avant le rendu JS */
.pmt-app:empty{min-height:420px;border:1px solid var(--pmt-line);border-radius:14px;background:
  linear-gradient(90deg,var(--pmt-bg) 25%,#eef3f9 37%,var(--pmt-bg) 63%);background-size:400% 100%;
  animation:pmtSkel 1.4s ease infinite}
@keyframes pmtSkel{0%{background-position:100% 50%}100%{background-position:0 50%}}
@media (prefers-reduced-motion:reduce){.pmt-app:empty{animation:none}}

/* Champs */
.pmt-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px 20px;margin-bottom:6px}
.pmt-field{display:flex;flex-direction:column;gap:4px}
.pmt-field>*:last-child{margin-top:auto}
.pmt-grid>.pmt-check{margin-top:auto;padding-bottom:11px}
.pmt-field label{font-size:.85em;font-weight:600;color:#334155}
.pmt-field .pmt-hint{font-size:.78em;color:var(--pmt-mut);font-weight:400}
.pmt-inwrap{display:flex;align-items:center;gap:8px}
.pmt-app input[type=number],.pmt-app input[type=date],.pmt-app select{width:100%;height:44px;padding:9px 10px;
  border:1px solid #cbd5e1;border-radius:8px;font-size:1em;font-family:inherit;background:#fff;color:var(--pmt-ink)}
.pmt-app input:focus,.pmt-app select:focus{outline:2px solid var(--pmt-blue);outline-offset:1px;border-color:var(--pmt-blue)}
.pmt-suffix{color:var(--pmt-mut);font-size:.85em;white-space:nowrap}
.pmt-check{display:flex;align-items:center;gap:8px;font-size:.9em;font-weight:600;color:#334155;cursor:pointer}
.pmt-check input{width:18px;height:18px;accent-color:var(--pmt-blue)}

/* Résultats */
.pmt-results{background:var(--pmt-bg);border:1px solid var(--pmt-line);border-radius:12px;padding:16px 18px;margin-top:14px}
.pmt-res-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:14px}
.pmt-res{display:flex;flex-direction:column;gap:2px}
.pmt-val{font-size:1.5em;font-weight:800;color:var(--pmt-navy);line-height:1.15}
.pmt-res.pmt-neg .pmt-val{color:var(--pmt-bad)}
.pmt-res.pmt-good .pmt-val{color:var(--pmt-ok)}
.pmt-lbl{font-size:.82em;color:var(--pmt-mut)}

/* Verdicts */
.pmt-verdict{margin-top:14px;padding:14px 16px;border-radius:10px;font-size:.95em;border:1px solid var(--pmt-line);
  border-left:4px solid var(--pmt-blue);background:#eef4fc}
.pmt-verdict strong{color:var(--pmt-navy)}
.pmt-verdict.pmt-v-ok{border-left-color:var(--pmt-ok);background:#f0fdf4}
.pmt-verdict.pmt-v-warn{border-left-color:var(--pmt-accent);background:#fff6ec}
.pmt-verdict.pmt-v-bad{border-left-color:var(--pmt-bad);background:#fef2f2}
.pmt-verdict ul{margin:8px 0 0;padding-left:20px}
.pmt-verdict li{margin:4px 0}

/* Tableau comparatif */
.pmt-tbl{width:100%;border-collapse:collapse;margin-top:14px;font-size:.92em}
.pmt-tbl th,.pmt-tbl td{padding:10px 12px;text-align:left;border-bottom:1px solid var(--pmt-line)}
.pmt-tbl th{background:var(--pmt-navy);color:#fff;font-weight:700}
.pmt-tbl td:not(:first-child){text-align:right;white-space:nowrap}
.pmt-tbl th:not(:first-child){text-align:right}
.pmt-tbl tr:last-child td{border-bottom:none}
.pmt-tbl tr.pmt-best td{background:#f0fdf4;font-weight:700}
.pmt-tbl-wrap{overflow-x:auto}

/* Chronologie */
.pmt-tl{list-style:none;margin:14px 0 0;padding:0}
.pmt-tl li{position:relative;padding:0 0 16px 28px;border-left:2px solid var(--pmt-line);margin-left:6px}
.pmt-tl li:last-child{border-left-color:transparent;padding-bottom:0}
.pmt-tl li::before{content:"";position:absolute;left:-8px;top:3px;width:14px;height:14px;border-radius:50%;
  background:#fff;border:3px solid var(--pmt-blue)}
.pmt-tl li.pmt-tl-key::before{border-color:var(--pmt-accent)}
.pmt-tl li.pmt-tl-stop::before{border-color:var(--pmt-bad)}
.pmt-tl-d{display:block;font-weight:800;color:var(--pmt-navy);font-size:.95em}
.pmt-tl-t{display:block;font-size:.9em;color:var(--pmt-mut)}

/* Wizard (faire-le-point) */
.pmt-steps{display:flex;align-items:center;justify-content:center;gap:0;margin:0 0 20px}
.pmt-dot{width:30px;height:30px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  font-weight:700;font-size:.8em;border:2px solid var(--pmt-line);color:var(--pmt-mut);background:#fff;flex-shrink:0}
.pmt-dot.on{border-color:var(--pmt-blue);background:var(--pmt-blue);color:#fff}
.pmt-dot.done{border-color:var(--pmt-ok);background:var(--pmt-ok);color:#fff}
.pmt-line{height:3px;width:34px;background:var(--pmt-line)}
.pmt-line.done{background:var(--pmt-ok)}
.pmt-q{text-align:center;margin:0 0 4px;font-size:1.1em;font-weight:800;color:var(--pmt-navy)}
.pmt-qs{text-align:center;color:var(--pmt-mut);font-size:.88em;margin:0 0 16px}
.pmt-opts{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:12px}
.pmt-opt{border:2px solid var(--pmt-line);border-radius:12px;padding:16px 12px;text-align:center;cursor:pointer;
  background:#fff;transition:border-color .15s,box-shadow .15s;font-family:inherit;font-size:1em;width:100%;display:block}
.pmt-opt:hover{border-color:var(--pmt-blue);box-shadow:0 2px 8px rgba(30,91,184,.12)}
.pmt-opt.sel{border-color:var(--pmt-accent);background:#fff8f0;box-shadow:0 0 0 3px rgba(245,124,0,.15)}
.pmt-opt b{display:block;color:var(--pmt-navy);font-weight:700;font-size:1em;line-height:1.25}
.pmt-opt span{display:block;font-size:.83em;color:var(--pmt-mut);margin-top:4px}
.pmt-back{margin-top:18px;background:none;border:2px solid var(--pmt-line);border-radius:10px;padding:9px 18px;
  font-weight:700;font-size:.9em;color:var(--pmt-mut);cursor:pointer;font-family:inherit}
.pmt-back:hover{border-color:#b9d2ff;background:#f7fbff}
.pmt-total{background:linear-gradient(135deg,var(--pmt-navy),var(--pmt-blue));color:#fff;border-radius:14px;
  padding:20px 22px;text-align:center;margin:0 0 16px}
.pmt-total b{display:block;font-size:1.6em;font-weight:800;line-height:1.15}
.pmt-total span{display:block;font-size:.88em;color:#dbe7f7;margin-top:6px}
.pmt-recs{display:flex;flex-direction:column;gap:12px}
.pmt-rec{border:1px solid var(--pmt-line);border-radius:12px;padding:14px 16px;background:#fff}
.pmt-rec.pmt-rec-1{border-color:var(--pmt-ok);background:linear-gradient(135deg,#f0fdf4,#fff)}
.pmt-rec b{display:block;color:var(--pmt-navy);font-size:1.02em}
.pmt-rec p{margin:4px 0 0;font-size:.88em;color:var(--pmt-mut)}
.pmt-rec .pmt-gain{display:block;margin-top:6px;font-size:.88em;font-weight:800;color:var(--pmt-ok)}
.pmt-tag{display:inline-block;font-size:.66em;font-weight:700;letter-spacing:.3px;padding:2px 8px;border-radius:20px;
  color:#fff;background:var(--pmt-blue);margin-bottom:5px}
.pmt-tag.t-warn{background:var(--pmt-accent)}
.pmt-tag.t-ok{background:var(--pmt-ok)}
.pmt-rec a{display:inline-block;margin-top:9px;font-weight:700;font-size:.88em;color:var(--pmt-accent);text-decoration:none}
.pmt-rec a:hover{text-decoration:underline}

/* CTA & note */
.pmt-cta{display:inline-block;margin-top:16px;padding:12px 22px;background:var(--pmt-accent);color:#fff;
  border-radius:10px;font-weight:800;text-decoration:none;box-shadow:0 4px 10px rgba(245,124,0,.18)}
.pmt-cta:hover{background:var(--pmt-accent-d);color:#fff;text-decoration:none}
.pmt-note{margin:14px 0 0;font-size:.78em;color:var(--pmt-mut);line-height:1.5}
.pmt-restart{margin-top:12px;background:none;border:none;padding:0;color:var(--pmt-blue);font-weight:600;
  font-size:.88em;text-decoration:underline;cursor:pointer;font-family:inherit}

@media(max-width:900px){.pmt-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){
  .pmt-card{padding:18px 16px}
  .pmt-grid{grid-template-columns:1fr}
  .pmt-opts{grid-template-columns:1fr}
  .pmt-cta{display:block;text-align:center}
  .pmt-line{width:16px}
}
